| Coventry unveils barrage of new mortgage products
Coventry Intermediaries has launched a range of new mortgages which include a variable product and two trackers. The new Offset mortgage range also includes a 5.49 per cent fixed-rate deal which runs until March 31st 2010 and is being hailed by the provider as "highly competitive". Meanwhile the variable "Flexx" product and the tracker mortgages have been introduced as part of Coventry's standard residential range. Among the two fixed-rate deals is a 5.89 per cent deal which runs until March 31st 2013, it has a loan to value (LTV) of up 95 per cent and includes no booking or arrangement fee and free valuation. Early repayment charges (ERCs) stand at four per cent of the balance repaid until March 31st 2013. The Flexx mortgage has a current applied rate of 6.10 per cent, has an LTV of 95 per cent and comes with a booking fee of £199 and an £800 arrangement fee.
Complete launches 90% LTV self-certs
Complete Mortgage & Loan Services is launching a range of prime self-cert mortgages from Kensington. The self-cert mortgages are available for mortgages up to 90 per cent loan-to-value (LTV) and start with a three-year fixed-rate deal at 6.89 per cent. Other mortgages in the range include a two-year fix at 6.99 per cent and a two-year tracker at 7.19 per cent. Each product has a £1,999 completion fee that can be added to the loan above the maximum LTV. Keith Street, director of sales at Kensington, said: "2007 was undoubtedly a tough year for the mortgage market, but Kensington is working with Complete Mortgage & Loan Services in providing a really positive start to 2008. "We are delighted to launch these exclusive deals which prove that, even in the current environment, it is still possible to provide competitive high LTV products for customers with specialist circumstances." He added there were limited funds available for the self-cert mortgages products, but Kensington would continue to work with its distribution partners to find solutions to meet the needs of borrowers.
History Channel from Amsterdam
The 57-year-old former market trader and Birmingham city council chief executive emerged as the strongest contender in what was a small field of candidates.
Sir Michael said: "It is a great privilege to be appointed chairman of the BBC Trust. As the BBC's sovereign body, our duty is to ensure the public who pay for the BBC retain overall control of their BBC.
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CNN digital research team CNN International has launched a newly formed global digital research team based in London, to coordinate research across new platforms. The team has been created to measure how audiences are consuming CNN across non-linear devices such as the Internet, mobile and IPTV. In 2007 CNN is set to see the launch of new CNN IPTV services across Europe and has already seen the re-launch of CNNs mobile product in Europe, Middle East, Africa and Latin America.
Rules for deducting casualty losses
Baltimoresun.com's tax-advice column features three experts from the Hunt Valley accounting firm SC&H Group answering questions about preparing your return every Monday until April 17. To be included in the following weeks, please use the form at the right side of this page to submit your questions.
Bernie Weill, Brooklyn, N.Y.: Can I deduct losses on my house destroyed by a fire during 2005, although I have not yet settled with the insurance company as of Dec. 31, 2005?
SC&H Group: Generally, you can deduct a casualty loss only in the tax year in which the casualty occurred. To determine your deduction for a casualty or theft loss, you must first figure your loss.
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